Tracy is an experienced banking professional with more than three decades in financial services, bringing deep expertise in deposit operations, payments, fraud, and risk management. She joins us most recently from Arvest Bank, following a distinguished career with Dickinson Financial, Commerce Bank, FirstMid Bank & Trust, and Citibank, where she held a variety of leadership roles across operations and payments. With a strong digital‑first, customer‑centered approach, she focuses on operational excellence, scalability, and process improvement to enhance efficiency and the client experience. We look forward to the impact she will make as we continue to evolve and grow.